Picture it: it’s mid-summer, sneaking up to triple digits, and your cooling system goes out. It just dies. Doesn’t work. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call an HVAC company to come check everything and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioning system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the season soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the average consumer in the United States has no more than $5,000 they can get their hands on, it makes complete sense. So when life happens and things die, and unexpected costs such as an HVAC system repair or replacement is required, it is essential that we have affordable financing options available.
At Atmostemp Service Experts Heating & Air Conditioning we have a variety of financing options for people looking to replace their HVAC systems. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
Atmostemp Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the total value as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also getting an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Atmostemp Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call Atmostemp Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you discover which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to get started!